Travelling abroad without insurance is not a good idea

Date: 2011.03.08 | Category: holidays, Latest News, Your Travel Essentials | Tags:

Travel insurance is boring but a necessary evil. If you travel without it and become ill abroad the average cost is £2,040 and if you travel to the USA you could be looking at a hospital visit for around £6,000.
To get a cheap deal on travel insurance try one of the price comparison sites, but check the policy carefully as you may find the cost is small and the cover is even smaller. Make sure you get the cover you need; some policies do not cover lost baggage or missed flights or even stolen wallets/purses. It makes sense to get the correct cover even if it does cost a little more than the basic price quoted.
If you are travelling abroad more than one in 12 months it may be a good idea to look at annual multi –trip packages instead of buying separate policies for each trip. It is advisable to buy your holiday insurance as soon as you book your holiday as you will then be covered for cancellation costs if you are unable to make the trip.
There are many reasons why your travel insurance company will not pay out for a claim, but the most common reason is for pre-existing medical conditions not previously declared. Don’t fall into the trap of thinking if I don’t tell them I can keep the cost down. Should you have to make a claim for medical expenses the insurance companies are able to get access to your medical records and if there is something you have not told them, they can give your claim the payment denied stamp, be warned.

If you are looking to travel abroad this year have a look at the following sites for great holiday options:

Find Family Holidays can take you to most places in Europe>

Find Holiday Parks have accommodation in France, Italy, Spain as well as the United Kingdom>

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